Don't just calculate. Decide.
India's money tools that tell you what to do — not just the math. Tax, EMIs, SIPs, salary & more. Get the answer and the recommendation. No sign-up. No tracking.
Skip the math. See the answer.
View all →₹25 L · 8.5% · 20 yr
Monthly EMI ₹21,696
Prepay year 5 and you save ₹6.2 L in interest.
₹12 L salary · No deductions
New regime saves ₹39,000
Switch to new regime unless you claim 80C + HRA over ₹3.5 L.
₹10k/mo · 12% · 20 yr
Maturity ₹99.9 L
₹24 L invested. ₹76 L is pure compounding.
170 cm · 72 kg
Your BMI 24.9
WHO + Indian (IAP) thresholds. Normal range.
Trending right now
- 01 Age Calculate your exact age in years, months, and days from your date of birth. Also shows your zodiac sign.
- 02 BMI Calculate your Body Mass Index using Indian-population-adjusted cutoffs. WHO and Indian thresholds differ — th…
- 03 EMI HOT Calculate your monthly EMI for home loan, car loan, or personal loan. See total interest paid and amortization…
- 04 SIP Calculate mutual fund SIP returns with optional yearly step-up. See how your monthly investment grows over tim…
- 05 Income Tax Optimizer Compare old vs new tax regime side by side and unlock personalised tax-saving moves with our built-in optimize…
- 06 Salary Convert CTC to in-hand salary with complete breakup — basic, HRA, PF, professional tax, gratuity, and take-hom…
Calculators that take a position.
Most online calculators give you a number. figuretools gives you a decision. Whether you're choosing between the new and old income-tax regime, comparing a home-loan prepayment against a mutual-fund SIP, or sanity-checking a salary offer, the answer you actually need is the recommendation that follows from the math — not the math itself.
Behind every tool is a verified formula sourced from primary references: the Income Tax Act, RBI circulars, EPFO rules, and ICMR clinical guidelines. Calculations run entirely in your browser, so the same arithmetic produces the same result whether you're online, offline, or installed as a Progressive Web App.
Verified formulas. Sourced from the Income Tax Act, RBI & EPFO. · Privacy-first. 100% client-side, your data never leaves your browser. · India-focused. FY 2025-26 & FY 2026-27 ready. How we build →
Looking for something specific?
Explore all tools →