Make better money calls

Finance & Tax

Loan EMI, investments, tax calculators that tell you what to do — built for Indian regulations.

23 tools 5 subcategories Updated FY 2026-27

Plan your finances with calculators built for Indian tax laws, bank rates, and government schemes. From home loan EMI and SIP returns to income tax under both old and new regimes — every formula is verified against the latest RBI guidelines and Union Budget for FY 2025-26.

Loans

HOT LOANS

EMI

Calculate your monthly EMI for home loan, car loan, or personal loan. See total interest paid and am…

LOANS

Loan Compare

Compare up to 3 loans side by side — EMI, total interest, and total cost to find the best deal.

NEW LOANS

Home Loan Eligibility

Check your home loan eligibility based on salary, existing EMIs, and interest rate. Find the maximum…

Investments

INVESTMENTS

SIP

Calculate mutual fund SIP returns with optional yearly step-up. See how your monthly investment grow…

INVESTMENTS

FD

Calculate fixed deposit maturity amount and interest earned. Supports quarterly, monthly, and yearly…

INVESTMENTS

RD

Calculate recurring deposit maturity amount and total interest earned with monthly deposits.

INVESTMENTS

PPF

Calculate Public Provident Fund maturity with 15-year lock-in, extensions, and yearly compounding at…

INVESTMENTS

NPS

Estimate your National Pension System corpus at retirement with Tier-1 contributions and expected re…

INVESTMENTS

CAGR

Calculate Compound Annual Growth Rate to measure investment performance over a period.

INVESTMENTS

SWP

Calculate how long your mutual fund corpus lasts with systematic monthly withdrawals. Plan your reti…

INVESTMENTS

Lumpsum

Calculate returns on a one-time lumpsum investment in mutual funds with projected growth over time.

Tax

TAX

GST

Calculate GST-inclusive or GST-exclusive price. Supports all Indian GST rates — 5%, 12%, 18%, and 28…

Optimizer TAX

Income Tax

Compare old vs new tax regime side by side and unlock personalised tax-saving moves with our built-i…

TAX

HRA

Calculate your HRA tax exemption using the min-of-three rule. Supports metro and non-metro cities.

TAX

TDS

Calculate TDS deduction on salary, interest, rent, and professional fees using current Indian rates.

NEW TAX

Stamp Duty

Calculate stamp duty and registration charges for property purchase across major Indian states.

Salary & Benefits

SALARY & BENEFITS

EPF

Calculate your EPF maturity amount with year-wise compounding. Uses current EPF interest rate with e…

SALARY & BENEFITS

Salary

Convert CTC to in-hand salary with complete breakup — basic, HRA, PF, professional tax, gratuity, an…

SALARY & BENEFITS

Gratuity

Calculate gratuity payout under the Payment of Gratuity Act. For employees with 5+ years of continuo…

SALARY & BENEFITS

Retirement Date

Calculate your retirement date and remaining service years based on date of birth and employment typ…

Interest & Growth

INTEREST & GROWTH

Simple Interest

Calculate simple interest and total amount for any principal, rate, and time period.

INTEREST & GROWTH

Compound Interest

Calculate compound interest with multiple compounding frequencies — monthly, quarterly, half-yearly,…

INTEREST & GROWTH

Inflation

Calculate the future value of money after inflation. See how purchasing power erodes over time.

Frequently asked about finance tools

Are these calculators updated for the latest financial year?

Yes. Tax slabs, EPF/PPF rates, and HRA rules are aligned with FY 2026-27 (AY 2027-28) under the Union Budget. Check the 'Last verified' pill on each tool for the exact date.

Do these tools store my financial information?

No. Every calculation runs entirely inside your browser. Your salary, investment, or loan numbers are never sent to any server.

Should I rely on these for actual tax filing or loan decisions?

These are estimators built from official formulas (Income Tax Act, RBI guidelines, EPFO rules). They are great for planning, but always confirm final numbers with your CA, bank, or the official portal before filing or signing.