TDS Calculator
Calculate TDS amount, applicable rate and net receivable for different income types including salary, FD interest, rent, professional fees and contracts.
Enter values and click Calculate TDS to see results
Formula
How to Use the TDS Calculator
Select the type of income or payment, enter the amount and indicate whether the payee has a valid PAN. Click Calculate to see the TDS rate, TDS amount and the net amount receivable after deduction.
What Is TDS?
Tax Deducted at Source (TDS) is a mechanism where the payer deducts tax at a prescribed rate before making a payment. The deducted amount is deposited with the government on behalf of the payee. TDS applies to salaries, interest, rent, professional fees, commissions and more.
TDS Rates by Section
| Section | Payment Type | Rate (with PAN) | Without PAN |
|---|---|---|---|
| 194A | FD / Bank Interest | 10% | 20% |
| 194I | Rent | 10% | 20% |
| 194J | Professional / Technical Fees | 10% | 20% |
| 194H | Commission / Brokerage | 5% | 20% |
| 194C | Contract Payments | 1% (individual) / 2% (others) | 20% |
| 192 | Salary | As per income tax slab | 20% |
TDS Thresholds
- 194A (Interest): TDS applies only if interest exceeds ₹40,000/year (₹50,000 for senior citizens).
- 194I (Rent): TDS applies if annual rent exceeds ₹2,40,000.
- 194J (Professional Fees): TDS applies if payment exceeds ₹30,000/year.
- Submit Form 15G/15H to avoid TDS if total income is below taxable limit.
Check Your TDS — Form 26AS
Verify all TDS deductions on Form 26AS available on the Income Tax e-filing portal. Use our Income Tax Calculator to estimate your total tax liability and compare with TDS already deducted.
Frequently Asked Questions
What is the TDS rate if PAN is not available?
If the payee does not furnish PAN, TDS is deducted at 20% or the applicable rate, whichever is higher, as per Section 206AA.
Is this calculator free, and do I need to sign up?
Yes, it is completely free with no sign-up. There are no usage limits and no paywalls.
Are my inputs saved or sent to any server?
No. Every calculation happens entirely in your browser. Nothing you type is uploaded, logged, or shared with us or any third party.